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How To Spot a Fake Tenant Credit Check Report

In my quest to help landlords avoid the mistakes I made, we have integrated with equifax credit reporting. Every time someone spots a fake applicant, we win and it puts a smile on our faces.
Andrews Moses
September 5, 2022
4 min read
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As a small landlord, most of us don’t have a good process to screen tenants. A handshake renting deal taught me why I should never do that again. If you missed that story, you can read it here

As landlords gain some experience in screening tenants, they adopt application forms, which allows them to collect valuable information about the potential tenant. Some landlords request documents like employment letter, pay stub, ID proofs and a tenant credit check. If you are small landlord and do not have a process for online rental application. Read my previous blog and learn why you should run a rental application and screen tenants. 

There are a lot of smart people out there who can con experienced landlords and property managers.

Great credit score and everything looks amazing! The prospective tenant was pro-active and they submitted a paper based application with this amazing report. Little did I know that it takes someone under 5 mins to edit the credit report. Well, you guessed it right. It was a fake credit report.  

I trust everyone, however experience has shown me to “Trust but verify” by running a tenant credit check on Tenantcube, I was able to find that the report submitted was fake. I am not saying that a certain credit score  is good or bad. Credit report is just a number and you have to look at various other aspects when you rent your property. A score can be bad or good depending on the property. Someone submitting a fake report is definitely not a person I would want to rent my property to. Check out the real credit report below; 

In my quest to help landlords avoid the mistakes I made, we have integrated with equifax credit reporting. Every time someone spots a fake applicant, we win and it puts a smile on our faces. So, don’t get conned, start verifying every application. Get started today for FREE and join the community of landlords working together to protect each other. If you want to try out credit report, you can purchase credit report directly on our site here.

What our lawyers want you to know

This article offers general information only, is current as of the date of publication, and is not intended as legal, financial or other professional advice. A professional advisor should be consulted regarding your specific situation. While the information presented is believed to be factual and current, its accuracy is not guaranteed and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the author(s) as of the date of publication and are subject to change. No endorsement of any third parties or their advice, opinions, information, products or services is expressly given or implied by Tenantcube Inc. or its affiliates.

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Andrews Moses
September 5, 2022
4 min read
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